Business Insurance

At Storfield, we understand the unique challenges faced by business corporations. Our comprehensive business insurance solutions are designed to protect your business from a wide range of risks, ensuring you can focus on growth and success.

To meet with your specific business needs, we offer:

Tailor Business Insurance Solutions
Business Insurance Packages
Special Line insurance

Tailored Business Insurance Solution

At Storfield, we understand that every business is unique. That's why we offer tailor-made insurance solutions crafted to address your specific risks and requirements.

Discover the Flexibility of our Tailor-Made Insurance Policies:

Personalized Risk Assessment: Our insurance experts analyze your business to pinpoint risks, ensuring your coverage fits perfectly
Customized Coverage: We design an insurance plan that includes the specific coverages your business needs, from property and liability to unique risks specific to your operations. Whether you need protection for property, liability, business interruption, or specialized risks, we tailor the policy to fit your specifications
Flexible Policy Terms: As your business evolves, so can your policy, with terms that adapt to your changing needs
Dedicated Support: Enjoy dedicated account management for seamless policy handling, claims, and coverage adjustments
Competitive Pricing: We strive to offer customized coverage at competitive rates, leveraging our strong relationships with leading insurers to negotiate the best terms and rates for your business

Extensive Business Insurance Package

Our Business Insurance Package offers a comprehensive and flexible solution, combining multiple coverages into one convenient policy:

Property All Risks Insurance

Protects your premises and contents against fire, typhoon, theft, and more.

Coverage includes:

Contents: Furniture, fixtures, equipment, and more
Stock: Merchandise and goods
Machinery: Business machinery and equipment
Portable Equipment: Worldwide coverage for portable business equipment
Fine Art Collections: Protection for valuable art on the premises

Business Interruption Insurance

Covers loss of income and operating expenses due to disruptions like fire.

Coverage includes:

Increase in Cost of Working
Loss of Income / Loss of Revenue

Public Liability (PL) Insurance

Safeguards your business from legal claims that may arise due to bodily injuries or property damage suffered by third parties – ensures that your business is protected against the financial implications of such incidents.

Coverage includes:

Overseas visits
Tenant's liability
Landlord's liability
Indemnity for directors, partners, or employees

Employees Compensation (EC) Insurance

Provides coverage for work-related injuries or illnesses that employees may suffer while performing their job duties. The EC insurance ensures that your business complies with local legal requirements, specifically the Employees’ Compensation Ordinance (ECO), and offers financial protection for your workforce

From property insurance that covers contents, stock, machinery, portable equipment, and fine art collections to business interruption insurance that safeguards against income loss during disruptions, we've got you covered. Public liability insurance protects you from legal liabilities arising from accidents, while employees' compensation insurance ensures compliance with legal requirements and protects your workforce. Get comprehensive coverage in one package with Storfield's Business Package Insurance.

Special Line Insurance

Introducing Special Line Insurance Products

Protect your business with our Special Line Insurance products tailored to address specific risks:

Directors and Officers (D&O) Insurance

Crucial for companies with board of directors, including listed and private corporations as well as non-profits organizations (NGOs)
Safeguards personal assets of directors and officers against potential legal actions from allegations of mismanagement, breach of duty, or regulatory non-compliance
Covers defense costs, settlements, and judgments from allegations of mismanagement

Product Liability Insurance

Essential for manufacturers, distributors, and retailers
Protects against claims of third-party bodily injury or property damage causedresulting from the use of your products, including packaging, warnings, or instruction
Covers legal expenses and compensation for bodily injury or property damage

Professional Liability (PI) Insurance

Important for service-based businesses like consulting firms, architecture firms or law firms
Protects against claims of negligence, error or omissions (E&O) in professional services
Covers legal defense costs, settlements, and judgments related to professional misconduct or failure to perform professional duties

Cyber Insurance

Vital for businesses handling sensitive data such as tech companies, financial institutions and healthcare providers
Provides coverage for cyber-attacks, ransomware and data breaches
Coverage includes data recovery, forensic investigation, business interruption, legal fees, and notification costs arising out of data breach, ensuring your business can recover quickly and effectively

Services